Cost and outcomes · 2026 edition

Colleges with Low Debt and High Completion Rates 2026

Find colleges with reported completion rates of at least 70% and median federal debt among completers of $20,000 or less.

By College Index · Dataset: · Analysis updated: 2026-09-04

How this comparison works

Includes schools with reported completion rates of at least 70% and nonnegative median federal debt among completers of $20,000 or less. Ordered by debt, lowest first; ties use completion rate, highest first, then federal school ID. Missing values are excluded, not replaced with zero.

105 of 1,219 schools meet these criteria. 1114 do not meet them or lack required data. Showing 100; the download contains every qualifying school.

Source definitions, coverage, and reporting dates

Median federal debt among completers does not measure all borrowing or the debt of students who leave without completing. Completion figures describe the source cohort and do not predict an individual outcome. Consider both cost and the support available to help you finish.

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Colleges with Low Debt and High Completion Rates: 100 qualifying colleges displayed
RankCollegeAnnual net priceCompletion rateAnnual earnings¹Federal debt²Admission rateSave
1Wellesley College

Wellesley, MA · Private Nonprofit

$25,49691.4%$84,803$10,00014.1%
2Johns Hopkins University

Baltimore, MD · Private Nonprofit

$18,80994.2%$87,555$10,2506.4%
3Princeton University

Princeton, NJ · Private Nonprofit

$6,12897.4%$110,066$10,3204.6%
4Rice University

Houston, TX · Private Nonprofit

$13,37095.2%$89,718$11,0008.0%
5Brigham Young University

Provo, UT · Private Nonprofit

$15,56481.6%$75,790$11,06967.8%
6Brown University

Providence, RI · Private Nonprofit

$25,18495.7%$93,487$11,4285.4%
7CUNY Bernard M Baruch College

New York, NY · Public

$3,03372.1%$75,971$11,51247.5%
8Pomona College

Claremont, CA · Private Nonprofit

$19,28593.2%$77,779$11,7827.1%
9Stanford University

Stanford, CA · Private Nonprofit

$13,80792.4%$124,080$12,0003.6%
10Williams College

Williamstown, MA · Private Nonprofit

$17,71695.1%$88,665$12,7618.3%
11Yale University

New Haven, CT · Private Nonprofit

$23,77796.0%$100,533$12,9753.9%
12Duke University

Durham, NC · Private Nonprofit

$29,61296.3%$97,800$13,0005.7%
13University of California-Berkeley

Berkeley, CA · Public

$13,48192.9%$92,446$13,00011.0%
14University of California-Davis

Davis, CA · Public

$14,74185.4%$80,838$13,00041.8%
15Claremont McKenna College

Claremont, CA · Private Nonprofit

$28,84993.3%$104,736$13,5009.6%
16Scripps College

Claremont, CA · Private Nonprofit

$36,29485.1%$77,539$13,50038.3%
17Haverford College

Haverford, PA · Private Nonprofit

$25,31489.5%$79,966$13,62112.4%
18Amherst College

Amherst, MA · Private Nonprofit

$23,36793.7%$77,644$13,7409.0%
19Middlebury College

Middlebury, VT · Private Nonprofit

$31,48392.0%$76,310$13,85710.8%
20University of California-Santa Barbara

Santa Barbara, CA · Public

$16,10984.3%$74,915$13,99333.0%
21Harvard University

Cambridge, MA · Private Nonprofit

$19,06697.5%$101,817$14,0003.6%
22Cornell University

Ithaca, NY · Private Nonprofit

$28,69095.3%$104,043$14,0008.8%
23Vanderbilt University

Nashville, TN · Private Nonprofit

$15,84693.1%$91,565$14,0005.9%
24University of California-Los Angeles

Los Angeles, CA · Public

$12,54892.6%$82,511$14,0009.0%
25University of North Carolina at Chapel Hill

Chapel Hill, NC · Public

$11,65591.6%$72,200$14,00015.3%
26Bates College

Lewiston, ME · Private Nonprofit

$29,35190.1%$69,498$14,27513.3%
27University of Washington-Seattle Campus

Seattle, WA · Public

$14,09184.5%$78,466$14,61539.1%
28Massachusetts Institute of Technology

Cambridge, MA · Private Nonprofit

$20,11196.2%$143,372$14,7684.5%
29Northwestern University

Evanston, IL · Private Nonprofit

$29,16795.5%$89,363$15,0007.7%
30University of Chicago

Chicago, IL · Private Nonprofit

$14,86095.4%$91,885$15,0004.5%
31University of Florida

Gainesville, FL · Public

$6,54191.3%$71,588$15,00024.2%
32Colgate University

Hamilton, NY · Private Nonprofit

$28,78690.9%$85,139$15,00013.9%
33University of California-Irvine

Irvine, CA · Public

$14,25186.4%$80,735$15,00028.6%
34University of Florida-Online

Gainesville, FL · Public

$4,81581.2%$71,588$15,00061.3%
35San Diego State University

San Diego, CA · Public

$15,36477.3%$64,909$15,00036.2%
36Georgetown University

Washington, DC · Private Nonprofit

$40,81594.5%$103,494$15,50012.9%
37University of California-San Diego

La Jolla, CA · Public

$12,47086.8%$84,943$15,50026.7%
38University of Pennsylvania

Philadelphia, PA · Private Nonprofit

$28,69996.7%$111,371$15,7155.4%
39Lafayette College

Easton, PA · Private Nonprofit

$34,43387.8%$91,410$16,00031.4%
40Tufts University

Medford, MA · Private Nonprofit

$39,99893.4%$83,214$16,25011.5%
41Florida International University

Miami, FL · Public

$9,28874.2%$60,249$16,50054.7%
42University of California-Santa Cruz

Santa Cruz, CA · Public

$17,89074.8%$68,396$16,66665.8%
43Carleton College

Northfield, MN · Private Nonprofit

$25,40790.4%$75,525$16,75020.4%
44Pitzer College

Claremont, CA · Private Nonprofit

$34,19183.3%$69,512$16,75025.2%
45Wesleyan University

Middletown, CT · Private Nonprofit

$30,17792.1%$73,897$17,00016.5%
46Hamilton College

Clinton, NY · Private Nonprofit

$28,98590.9%$78,411$17,00013.6%
47Dartmouth College

Hanover, NH · Private Nonprofit

$29,51995.8%$97,434$17,5005.4%
48University of Virginia-Main Campus

Charlottesville, VA · Public

$21,56595.5%$86,863$17,50016.8%
49Washington University in St Louis

St. Louis, MO · Private Nonprofit

$21,78694.3%$86,182$17,50012.1%
50Swarthmore College

Swarthmore, PA · Private Nonprofit

$23,14993.2%$80,257$17,5007.5%
51Grinnell College

Grinnell, IA · Private Nonprofit

$17,64887.8%$62,830$17,50014.5%
52University of Miami

Coral Gables, FL · Private Nonprofit

$37,24484.0%$75,328$17,50018.9%
53University of California-Riverside

Riverside, CA · Public

$14,30476.3%$67,699$17,50076.4%
54Smith College

Northampton, MA · Private Nonprofit

$27,57989.4%$64,027$17,55021.0%
55Texas A&M University-College Station

College Station, TX · Public

$21,31583.9%$72,097$17,80457.4%
56University of South Florida

Tampa, FL · Public

$9,81275.7%$57,743$17,98843.2%
57Barnard College

New York, NY · Private Nonprofit

$28,80093.0%$80,516$18,0008.8%
58University of Southern California

Los Angeles, CA · Private Nonprofit

$32,74091.9%$92,498$18,0009.8%
59Florida State University

Tallahassee, FL · Public

$11,29784.3%$61,675$18,00024.2%
60The University of Texas at Dallas

Richardson, TX · Public

$18,26775.3%$68,227$18,00065.1%
61University of Central Florida

Orlando, FL · Public

$10,41176.6%$58,308$18,19040.1%
62Stony Brook University

Stony Brook, NY · Public

$18,78476.7%$74,502$18,22849.0%
63Emory University

Atlanta, GA · Private Nonprofit

$22,58591.4%$80,137$18,25010.7%
64Yeshiva University

New York, NY · Private Nonprofit

$49,96583.5%$71,353$18,25055.6%
65Rockhurst University

Kansas City, MO · Private Nonprofit

$25,88475.1%$67,102$18,25069.6%
66Colorado College

Colorado Springs, CO · Private Nonprofit

$33,37586.8%$65,222$18,25718.5%
67Whitman College

Walla Walla, WA · Private Nonprofit

$33,31380.7%$67,589$18,43738.1%
68Bowdoin College

Brunswick, ME · Private Nonprofit

$14,39895.4%$82,735$18,5007.1%
69William & Mary

Williamsburg, VA · Public

$19,09690.2%$73,490$18,50034.1%
70University of Georgia

Athens, GA · Public

$13,93688.9%$68,726$18,50037.7%
71California Polytechnic State University-San Luis Obispo

San Luis Obispo, CA · Public

$16,66585.7%$90,768$18,50031.3%
72Binghamton University

Vestal, NY · Public

$21,62082.6%$80,596$18,50038.6%
73Kenyon College

Gambier, OH · Private Nonprofit

$38,51284.4%$71,830$18,52731.0%
74Vassar College

Poughkeepsie, NY · Private Nonprofit

$39,34390.1%$71,366$18,62518.6%
75Davidson College

Davidson, NC · Private Nonprofit

$17,37991.5%$81,400$18,68813.4%
76State University of New York at New Paltz

New Paltz, NY · Public

$18,80970.3%$58,073$18,75061.6%
77University of Notre Dame

Notre Dame, IN · Private Nonprofit

$26,78096.0%$99,980$19,00011.3%
78Boston College

Chestnut Hill, MA · Private Nonprofit

$41,70490.9%$103,937$19,00016.4%
79University of Maryland-College Park

College Park, MD · Public

$15,67888.6%$82,860$19,00044.8%
80Franklin and Marshall College

Lancaster, PA · Private Nonprofit

$36,42584.9%$76,124$19,00028.2%
81Dickinson College

Carlisle, PA · Private Nonprofit

$37,60781.6%$70,204$19,00042.1%
82University at Buffalo

Buffalo, NY · Public

$20,99574.3%$70,814$19,00074.2%
83Colby College

Waterville, ME · Private Nonprofit

$17,18089.5%$80,490$19,1577.1%
84Santa Clara University

Santa Clara, CA · Private Nonprofit

$50,06288.2%$109,183$19,16248.0%
85Washington and Lee University

Lexington, VA · Private Nonprofit

$23,78194.4%$94,810$19,50014.0%
86University of Michigan-Ann Arbor

Ann Arbor, MI · Public

$13,13893.2%$83,648$19,50015.6%
87University of Minnesota-Twin Cities

Minneapolis, MN · Public

$16,77885.0%$69,020$19,50079.8%
88University of Illinois Urbana-Champaign

Champaign, IL · Public

$14,35585.0%$81,054$19,50042.4%
89Southern Methodist University

Dallas, TX · Private Nonprofit

$40,89283.8%$78,354$19,50063.3%
90Purdue University-Main Campus

West Lafayette, IN · Public

$14,60083.1%$72,424$19,50049.9%
91Skidmore College

Saratoga Springs, NY · Private Nonprofit

$32,29782.1%$69,363$19,50021.1%
92Loyola Marymount University

Los Angeles, CA · Private Nonprofit

$48,38179.3%$78,349$19,50045.1%
93Samford University

Birmingham, AL · Private Nonprofit

$32,62278.4%$58,469$19,50082.4%
94University of Colorado Boulder

Boulder, CO · Public

$25,34674.6%$69,738$19,50078.1%
95Lewis & Clark College

Portland, OR · Private Nonprofit

$36,01373.4%$62,205$19,50078.5%
96SUNY College at Geneseo

Geneseo, NY · Public

$18,21171.8%$67,316$19,50066.5%
97University of North Carolina Wilmington

Wilmington, NC · Public

$20,10970.7%$54,967$19,50064.2%
98Lipscomb University

Nashville, TN · Private Nonprofit

$24,73970.5%$55,541$19,50067.7%
99University of Maryland-Baltimore County

Baltimore, MD · Public

$16,46770.3%$69,960$19,50072.4%
100Indiana University-Bloomington

Bloomington, IN · Public

$16,26480.7%$63,742$19,50978.2%

¹ School-wide median annual earnings 10 years after enrollment, not after graduation. ² Median federal debt among completers. Net price is an annual average after grants and scholarships for the reported cohort, not a personal price quote. N/A means unavailable. Source cohorts and reporting years differ by measure.

Does low reported debt mean a school is affordable for everyone?

No. Low federal debt can reflect grants, family resources, or borrowing outside the reported measure. Review annual net price and a personal aid estimate alongside debt and completion.

The edition year identifies this comparison, not the measurement year of every outcome. Earnings, costs, admissions, and completion can refer to different cohorts. These are institution-wide results, not outcomes for a specific major.

Explore focused comparisons with clear eligibility rules and the numbers behind each result.

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