Student Loan Payoff Calculator
Pick a school to see real costs, or enter a custom loan amount.
Standard Repayment Plan
Monthly Payment
$326
Total Interest Paid
$9,069
Total Amount Paid
$39,069
Payoff Time
10yr 0mo
Principal: $30,000Interest: $9,069
Debt-to-Income Ratio
7.1%
Comfortable — well within recommended limits
Financial advisors recommend keeping student loan payments under 10% of gross monthly income.
Aggressive Payoff (15% of income)
If you paid $687/mo instead of $326/mo:
Payoff Time
4yr 1mo
Interest Saved
$5,521
Years Saved
5.9
Want to find schools with less debt? Check median debt levels across 1,200+ schools.